:root{--navy:#102c52;--blue:#1267b1;--orange:#ff9f1c;--ink:#17263b;--muted:#607086;--line:#dce7f2;--shadow:0 18px 50px #102c521f}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.7 system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink)}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto;display:block}.container{width:min(1180px,92%);margin:auto}.topbar{background:var(--navy);color:white;padding:8px 0;font-size:.9rem}.topbar .container{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}.header{position:sticky;top:0;z-index:50;background:#ffffffef;backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:80px}.brand{display:flex;align-items:center;gap:10px;font-weight:900;color:var(--navy)}.brandmark{width:46px;height:46px;display:grid;place-items:center;border-radius:14px;background:linear-gradient(135deg,var(--blue),var(--navy));color:white}.brand small{display:block;font-size:.68rem;color:var(--muted);letter-spacing:.06em}.navlinks{display:flex;align-items:center;gap:17px;font-size:.92rem;font-weight:750}.navlinks a:hover{color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 19px;border:0;border-radius:999px;background:var(--orange);color:#17263b;font-weight:900;cursor:pointer;box-shadow:0 8px 20px #ff9f1c44;transition:.2s}.btn:hover{transform:translateY(-3px)}.btn-blue{background:var(--blue);color:white}.menu-toggle{display:none}.hero{background:radial-gradient(circle at 80% 15%,#ffca6555,transparent 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var(--line)}tr:nth-child(even) td{background:#f7fbff}.note{background:#fff7e8;border-left:5px solid var(--orange);padding:16px 20px;border-radius:0 12px 12px 0;margin-top:16px}.faq-list{display:grid;gap:12px}details{border:1px solid var(--line);border-radius:14px;padding:17px 20px;background:#fff}summary{font-weight:850;color:var(--navy);cursor:pointer}details p{color:var(--muted)}.cta-band{border-radius:25px;padding:34px;background:linear-gradient(115deg,var(--navy),#155d9e);color:white;display:flex;justify-content:space-between;align-items:center;gap:20px}.cta-band h2{color:white}.cta-band p{margin:0;color:#dcecff}.page-hero{background:linear-gradient(120deg,#e9f5ff,#fff5df);padding:50px 0}.breadcrumbs{font-size:.9rem;color:var(--muted);margin-bottom:12px}.content-narrow{max-width:900px}.content-narrow p{color:#465a72}.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:22px}.contact-box{background:#f4f9ff;padding:25px;border-radius:20px;border:1px solid var(--line)}.contact-box a{color:var(--blue);font-weight:850}.form-field{display:grid;gap:6px;margin:13px 0}.form-field input,.form-field textarea,.form-field select{width:100%;padding:12px;border:1px solid #cbd9e8;border-radius:11px;font:inherit;background:white}.footer{background:#0b203b;color:#d9e7f6;padding:50px 0 95px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:26px}.footer h3{color:white}.footer a{color:#d9e7f6}.footer p{color:#b8cbe0}.copyright{border-top:1px solid #ffffff20;margin-top:25px;padding-top:18px;font-size:.86rem;color:#a9bfd7}.sticky-phone{position:fixed;z-index:99;right:18px;bottom:18px;background:#f59e0b;color:#17263b;border:3px solid white;border-radius:999px;padding:12px 17px;font-weight:950;box-shadow:0 0 0 #ff9f1c99;animation:pulse 1.7s infinite}.sticky-phone small{display:block;text-align:center;font-size:.67rem}@keyframes pulse{70%{box-shadow:0 0 0 13px #ff9f1c00;transform:scale(1.03)}}.reveal{animation:appear .7s both}@keyframes appear{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}@media(max-width:900px){.hero-grid,.split,.contact-grid{grid-template-columns:1fr}.navlinks{display:none;position:absolute;top:80px;left:0;right:0;background:white;padding:20px 4%;flex-direction:column;align-items:stretch}.navlinks.open{display:flex}.menu-toggle{display:block;border:0;border-radius:10px;padding:10px;background:#eaf5ff;font-size:1.2rem}.nav>.btn{display:none}.cards{grid-template-columns:repeat(2,1fr)}.stats{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.cta-band{align-items:flex-start;flex-direction:column}}@media(max-width:600px){section{padding:48px 0}.cards,.footer-grid{grid-template-columns:1fr}.topbar .container{justify-content:center;text-align:center}.hero{padding:42px 0}.hero-actions .btn{width:100%}.sticky-phone{right:10px;bottom:10px;padding:10px 13px}.cta-band{padding:25px}}